Free tools

Free calculator

Buy to let yield calculator

Put in the price and the rent and see the gross yield straight away. Add your costs and mortgage to see what the property really earns, and what return you make on the cash you put in.

Your figures

Gross yield7.6%
Net yield before mortgage5.7%
Cash flow a month after mortgage£244
Cash you put in£47,500
Yearly return on your cash6.2%

Yearly running costs £2,850, mortgage interest £5,625. An estimate from your own figures, not advice.

Want the rent and sold prices worked out for you? PropSignals screens new listings in your postcode districts against your brief every day and shows the local sold prices and rents behind each one.

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How the figures are worked out

Gross yield is a year's rent divided by the price. It's the quick first test, and the figure most listings quote.

Net yield takes off your running costs first: letting fees, insurance, repairs and empty periods. It's a truer picture of what the property earns before the mortgage.

Cash flow is what's left each month after running costs and mortgage interest. Return on cash divides a year's cash flow by everything you put in: deposit, buying costs and works.

What's a good yield?

There's no single answer. Cheaper areas often show higher gross yields but can come with more voids, repairs and slower price growth. Pricier areas can show lower yields but stronger values. Decide the minimum that works for your strategy before you look, and stick to it.

Before you trust the rent figure, read the 10 checks we run on every property. →

General information, not financial or mortgage advice.